The question nobody asks
It's hard to think about, but it's the most important money question for a young family: if one of you died, how would the other pay the bills?
Lullagram · lullagram.ie/moneyFive cards, one minute. Swipe or tap the arrows.
A weekly pension
The Bereaved Partner's (Contributory) Pension pays up to €259.50 a week under 66 in 2026, rising by €10 in January 2027. It's based on either partner's PRSI and isn't reduced by other income.
Lullagram · lullagram.ie/moneyMore for each child
It adds €58 a week for each child under 12 and €78 for each child 12 or over in 2026, rising to €64 and €84 in 2027. A once-off €8,000 grant can be paid to a surviving parent with children who qualifies.
Lullagram · lullagram.ie/moneyNot married? It can still apply
Since 21 July 2025 it also covers qualified cohabitants: usually a couple who lived together for 2 years with children, or 5 years without.
Lullagram · lullagram.ie/moneyNow do the sum
Add those weekly amounts up and compare them with your rent or mortgage, childcare and bills. The gap between the two is what life cover is for. That's the next lesson.
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Your family's money dates, in Lullagram.
Free reminders before every payment and deadline, from pregnancy to your child's 2nd birthday, plus your pregnancy and baby tracker in one app. Made in Ireland.
Sources, checked 27 October 2026: Citizens Information, Citizens Information, Citizens Information. General information, not financial advice; it doesn't know your circumstances. Lullagram Limited isn't authorised by the Central Bank of Ireland to give financial advice, so for a decision about your own money, talk to a regulated adviser.