Prices creep up
If prices rise 2% a year, €1,000 kept under the mattress for 18 years will buy only about what €700 buys today.
Lullagram · lullagram.ie/moneyFive cards, one minute. Swipe or tap the arrows.
Growth builds on growth
When savings earn a return, the next year's return is earned on the return too. Small, steady amounts grow faster than most people expect.
Lullagram · lullagram.ie/money€50 a month for 18 years
That's €10,800 put in. If it grew 3% a year, it would be worth about €14,300 at 18. Growth isn't guaranteed, but time does a lot of the work.
Lullagram · lullagram.ie/moneyStart early, even small
The first years matter most, because that money has the longest to grow. €20 a month from birth can beat €40 a month from age 10.
Lullagram · lullagram.ie/moneyYour next step
Pick an amount you won't miss and set it to move on the day Child Benefit arrives. Raise it when the crèche years end.
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What a monthly saving grows to by 18
Child Benefit or any amount over the years, with growth and prices. All free Lullagram tools
Your family's money dates, in Lullagram.
Free reminders before every payment and deadline, from pregnancy to your child's 2nd birthday, plus your pregnancy and baby tracker in one app. Made in Ireland.
Sources, checked 27 October 2026: CCPC. General information, not financial advice; it doesn't know your circumstances. Lullagram Limited isn't authorised by the Central Bank of Ireland to give financial advice, so for a decision about your own money, talk to a regulated adviser.